Cookie Policy

Last updated: April 20, 2025

Introduction

This Cookie Policy explains how InvestStep ("we," "our," or "us") uses cookies and similar technologies on our website and services. It explains what these technologies are and why we use them, as well as your rights to control our use of them.

This Cookie Policy should be read together with our Privacy Policy and Terms of Use. By using our website or services, you consent to the use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

Cookies allow a website to recognize your device and remember information about your visit, such as your preferences, settings, and how you use the website. This helps to improve your experience when you browse the website and also allows us to improve our site.

Types of Cookies Based on Lifespan

  • Session Cookies: These are temporary cookies that are erased when you close your browser. They do not collect information from your device.
  • Persistent Cookies: These cookies remain on your device until they expire or you delete them. They can be used to remember your preferences and choices on a website.

Types of Cookies Based on Origin

  • First-Party Cookies: These are cookies that are set by the website you are visiting.
  • Third-Party Cookies: These are cookies that are set by a domain other than the one you are visiting, such as by analytics services, advertising networks, or social media platforms.

Similar Technologies

In addition to cookies, we may use other similar technologies on our website:

Web Beacons (Pixel Tags)

These are small graphic images (also known as "pixel tags" or "clear GIFs") that may be included on our website, services, applications, messaging, and tools. Web beacons are typically used to track the actions of users of the website, measure the success of marketing campaigns, and compile statistics about usage of the website.

Local Storage Objects

These are sets of data that websites can store on your browser. They can be used for similar purposes as cookies but can store larger amounts of data.

Embedded Scripts

These are programming codes designed to collect information about your interactions with the website. The code is temporarily downloaded onto your device from our web server or a third-party service provider, is active only while you are connected to the website, and is deactivated or deleted thereafter.

Categories of Cookies We Use

We use the following categories of cookies on our website:

Necessary Cookies

These cookies are essential for the website to function properly. They enable basic functions like page navigation, access to secure areas of the website, and security features. The website cannot function properly without these cookies, and they can only be disabled by changing your browser settings.

Examples: Authentication cookies, security cookies, load balancing cookies.

Functional Cookies

These cookies allow the website to remember choices you make (such as your username, language, or region) and provide enhanced, more personal features. They may also be used to provide services you have requested, such as watching a video or commenting on a blog.

Examples: Language preference cookies, form pre-fill cookies, user interface customization cookies.

Analytics Cookies

These cookies collect information about how visitors use a website, such as which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is aggregated and anonymous and is only used to improve how the website works.

Examples: Google Analytics cookies, performance measurement cookies, visitor counting cookies.

Marketing Cookies

These cookies are used to track visitors across websites. They are used to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.

Examples: Advertising network cookies, social media sharing cookies, retargeting cookies.

Specific Cookies We Use

The following table provides more information about the specific cookies we use and their purposes:

Necessary Cookies

Name Provider Purpose Expiry
cookie_consent InvestStep Stores your cookie consent preferences 1 year
PHPSESSID InvestStep Preserves user session state across page requests Session
csrf_token InvestStep Helps prevent Cross-Site Request Forgery attacks Session

Functional Cookies

Name Provider Purpose Expiry
language InvestStep Remembers the user's selected language 1 year
user_preferences InvestStep Stores user interface preferences 1 year

Analytics Cookies

Name Provider Purpose Expiry
_ga Google Registers a unique ID used to generate statistical data on how you use the website 2 years
_gat Google Used to throttle request rate 1 day
_gid Google Registers a unique ID used to generate statistical data on how you use the website 1 day

Marketing Cookies

Name Provider Purpose Expiry
_fbp Facebook Used by Facebook to deliver a series of advertisement products 3 months
IDE Google Used by Google DoubleClick to register and report user actions after viewing or clicking ads 1 year

How We Use Cookies

We use cookies for the following purposes:

Essential Website Operation

  • To enable you to log in to your account
  • To remember your preferences and settings
  • To ensure the security of your account and our platform
  • To manage your shopping cart or course progress

Website Performance and Analytics

  • To understand how visitors interact with our website
  • To identify errors and resolve them
  • To test different designs and features
  • To measure the effectiveness of our content and marketing

Personalized Experience

  • To remember your preferences (language, region, etc.)
  • To provide personalized content recommendations
  • To customize the website according to your interests

Marketing and Advertising

  • To display relevant advertisements based on your interests
  • To measure the effectiveness of our advertising campaigns
  • To limit the number of times you see an advertisement
  • To understand how our users reach our website

Third-Party Cookies

Some cookies are placed by third parties on our website. These third parties may include:

  • Analytics providers (such as Google Analytics) to help us understand how our website is being used
  • Advertising networks (such as Google AdSense, Facebook Ads) to help us deliver targeted advertisements
  • Social media platforms (such as Facebook, Twitter, LinkedIn) when you use their sharing buttons or log in using your social media account
  • Video hosting services (such as YouTube, Vimeo) when we embed videos on our website
  • Customer service providers (such as chat services) to help us provide support

These third parties may use cookies, web beacons, and similar technologies to collect information about your use of our website and other websites. This information may be used to provide analytics, advertising, and other services.

Please note that we do not control these third-party cookies. You can manage these cookies through your browser settings or the cookie settings provided on our website.

Your Cookie Choices

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences in the following ways:

Cookie Settings Tool

You can manage your cookie preferences at any time using our cookie settings tool. You can access this tool by clicking on the "Cookie Settings" link in the footer of our website or by clicking here.

Our cookie settings tool allows you to selectively accept or reject different categories of cookies (except for necessary cookies, which are required for the website to function properly).

Browser Controls

Most web browsers allow you to control cookies through their settings. These settings are typically found in the "options" or "preferences" menu of your browser. You can also use your browser to delete existing cookies.

Here are links to instructions for managing cookies in common browsers:

Please note that if you choose to block cookies, you may not be able to use all the features of our website.

Do Not Track Signals

Some browsers have a "Do Not Track" feature that signals to websites that you visit that you do not want to have your online activity tracked. Our website does not currently respond to "Do Not Track" signals.

Consequences of Disabling Cookies

If you choose to disable or block certain cookies, some features and functionality of our website may be affected:

  • Necessary Cookies: These cannot be disabled as they are essential for the website to function properly. Without these cookies, you may not be able to use certain features or access secure areas of the website.
  • Functional Cookies: If you disable these, certain personalized features and preferences will not work, and you may need to specify your preferences each time you visit the website.
  • Analytics Cookies: Disabling these will not affect your ability to use the website, but it will prevent us from improving the website based on user behavior.
  • Marketing Cookies: If you disable these, you will still see advertisements, but they may be less relevant to your interests.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, regulation, or our business practices. Any changes will be posted on this page with an updated "Last updated" date. If we make significant changes that materially affect your privacy rights, we will provide additional notice, such as a prominent website notice or an email notification.

We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies and related technologies.

Contact Us

If you have any questions about our use of cookies or this Cookie Policy, please contact us at:

InvestStep
1369 Ashford Avenue
Mezzanine Floor
San Juan, 00907
Puerto Rico

Phone: +1 (281) 794-0077

Email: [email protected]